Their timeless beauty and nearly indestructible endurance have made diamond rings a symbol of both romantic love and the
commitment of marriage. Many guidelines exist for those considering the purchase of wedding or engagement rings,
including what types of rings to buy and how much money to spend, but the single most important factor in the
purchase of any diamond ring is determining its actual value, and this can be done by examining what are
commonly referred to as “The Four C’s.”
The First C: Color
Typically speaking, people are looking for clear diamonds, though they can be found naturally in just about
every imaginable color. While there is a distinct market for unusually colored diamonds–particularly pink or
black–diamonds are graded by color on a scale from colorless to pale yellow, with diamonds that are more
colorless being more highly valued.
Colorless diamonds allow more light to pass through them, creating that signature diamond “sparkle.” At the same
time, depending on your individual taste and style, a diamond with a hint of color may be one you find more
desirable.
The Second C: Cut
Contrary to popular belief, the “cut” does not refer to the style of cut itself (marquise, oval, round, or
princess, to name but a few) but the quality of the cut. An ideally cut diamond will be multi-faceted and
neither too deep nor too shallow, allowing for just the right amount of light to pass through and refract off
the surface. Where the style of the cut is largely a matter of personal preference, the quality of the cut is
where the diamond’s true value lies.
The Third C: Clarity
Clarity refers to the number or blemishes or flaws visible within the diamond when viewed under magnification of
10x. Flaws can include divots, spots, or scratches. Diamonds are graded on a scale ranging from Flawless to
Imperfect 3, depending on the type and number of blemishes found. A flawless stone will obviously be more
valuable than one with many blemishes.
Many diamond flaws are invisible or nearly so to the naked eye, but easily seen under magnification. While
ideally you will find a diamond with as close to flawless clarity as possible, some lower-graded diamonds can
still be spectacular gems that radiate light and sparkle with no flaws you will ever notice.
The Fourth C: Carat
Diamonds and other gemstones are weighed in carats. Carat weight will influence the size of your diamond, but is
far from the best determinant of its inherent value, as color, clarity, and cut can and will vary wildly from
one stone to the next. Higher carat-weight diamonds are more expensive than lower carat-weight gems simply due
to the relative rarity of larger stones compared to smaller ones. However, while you may envision a ring with a
stone of a certain size, you may find the diamonds of those size within your budget are cloudy, obviously
flawed, or poorly cut. Often, a smaller but higher quality diamond will be make for both a better investment and
a more beautiful piece of jewelry.